Our methodology
Trust requires being able to see how things are made. Here we describe what we do and what we do not do yet.
Last updated 13 October 2026
Where we are today
GratisBank.dk is in its start-up phase. There are no bank profiles and no partnerships on the site yet, and we do not show specific bank prices. Our guides and our page on comparing banks help you understand what to look for and what to ask.
Sources and check dates
Our guides are based on public sources and on the banks’ own information. Each article shows what it applies to and when the content was last checked against the sources. If we cannot check the content, the article says so.
When we eventually show specific prices or terms, we will always give the source and the date of the latest check. We do not show a figure without a source and a date.
Data checks and cost status
Prices, fees and terms that we show belong with a source and a check date. If the check is more than 90 days old, we say so next to the information.
We use a common set of labels for what something costs: free, free up to a limit, conditionally free, included in subscription, fee applies, variable price and not stated. Something that is part of a paid plan is never called free. See free banking features.
How we rank
We do not name a single “best bank”. What is best depends on what you need: a mortgage, savings, an everyday account or a business bank.
- When we show a ranking, it applies to one product at a time.
- It is based on an objective criterion that we explain, for example the APR (ÅOP, annual percentage rate) for loans.
- We show what the ranking is based on and what it does not take into account.
What “verified profile” means
We are working on bank profiles. Verified means that we have checked the company’s identity, relevant public registrations and the information the bank has submitted.
It is not an approval by a public authority, a quality rating or a recommendation. That is why we do not use the word “approved”.
What a cooperation can and cannot do
Banks can agree an extended profile and a way for you to get in touch with them. They cannot buy a better editorial assessment or a higher position in an objective product ranking. Commercial cooperation is clearly labelled.
Read more in our editorial policy.
Corrections
Have you found an error or a figure that is out of date? Write to kontakt@gratisbank.dk and we will correct it and note the change.